Strategic Points Group: Tools and Calculators

Strategic Points Group Massachusetts and Rhode Island Real Estate

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		The following calculators can help you make important decisions about borrowing money, debt pay off and savings. They provide examples for educational purposes only - they do not necessarily reflect how a credit grantor will view your credit decisions.
Mortgage Calculators Capital Gain Calculator - This calculator will help you determine the Capital Gains Tax that would be due if you were to sell your property, rather than use a Section 1031 tax deferred exchange. Mortgage Calculator - Determine your monthly payment and amortization schedule. Mortgage Tax Savings Calculator - Determine how much your mortgage could save you in income tax. Mortgage Qualifier - Find out just how much you can afford to purchase your dream home. Mortgage Term Comparison - Find out how the term of the mortgage loan effects your mortgage payment. Mortgage Rent vs. Buy - Are you better off buying your home or continuing to rent? Mortgage Pay Off - See the amount of money you will save by increasing your monthly mortgage payment. Mortgage Refinance - Decide whether or not you should refinance your current mortgage at a lower interest rate. Bi-Weekly vs. Monthly Calculator - Determine how much interest you would save making bi-weekly mortgage payments on your mortgage vs. monthly mortgage payments. Credit Line - Determine how big a line of credit you can receive based on the value of your home. Debt Ratio - Determine your debt to income ratio. Auto Calculators Auto Loan vs. Home Equity - Should you look at a home equity loan to finance your next automobile purchase? Auto Cost Comparison - Compare the costs of buying one automobile vs. another when making your next automobile purchase. Auto Affordability - How much car can you afford? Auto Loan Rate Comparison - compare monthly payments and interest costs of auto loans at up to five term and rate combinations simultaneously. Savings Calculators Millionaire Time - When will I become a millionaire! Certificate of Deposit - Compute the future value of a CD. Personal Finance Net Worth Calculator - Determine your net worth and estimate how it will grow (or shrink) over the next ten years. Life Insurance Needs - How much life insurance do you really need? Retirement Calculators Roth IRA Transfer - See the advantage, if any, of rolling over your IRA to a Roth. Retirement Savings Calculator - Compute how much you would need to have invested in order to withdraw a specified amount each month.

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Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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