Strategic Points Group Massachusetts and Rhode Island Real Estate
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Debt to Income Ratio Calculator
Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.
Monthly income after taxes:
Spouse's monthly income after taxes:
Other monthly income:
Monthly rent/mortgage payment:
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments:
Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.):
Other monthly payments:
Pending monthly loan payments:
Your total income:
Your total monthly payments:
Your debt ratio:



Mortgage Calculators
  1. Mortgage Payment
  2. Mortgage Tax Benefits
  3. Mortgage Qualification
  4. Mortgage Term Comparison
  5. Rent vs. Buy
  6. Mortgage Pay Off
  7. Mortgage Refinance
  8. Bi-weekly vs. Monthly Mortgage Payments
  9. Credit Line
  10. Debt to Income Ratio
Auto Calculators
  1. Auto Cost Comparison
  2. Auto Affordability
  3. Auto Loan vs. Home Equity
  4. Auto Loan Rate Comparison
Savings Calculators
  1. Millionaire Time
  2. Certificate of Deposit
Personal Finance
  1. Net Worth Calculator
  2. Life Insurance Needs
Retirement Calculators
  1. Traditional IRA vs. Roth IRA
  2. Retirement Savings
Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


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