Strategic Points Group: Mortgages

Strategic Points Group Massachusetts and Rhode Island Real Estate

Strategic Points Group Massachusetts and Rhode Island Real Estate Home

Strategic Points Group Massachusetts and Rhode Island Real Estate About Us

Strategic Points Group Massachusetts and Rhode Island Real Estate Careers

Strategic Points Group Massachusetts and Rhode Island Real Estate Contact Us

Phone: 508-636-2800 - Fax: 866-838-6190

Before You Begin to Shop

Home Loans, Second Mortgages Loans, low mortgage rates, home equity loans, debt consolidation loans, refinance, home loans, home improvement, second mortgages up the 125%, no equity, consolidation loans, equity loans.

Finding a loan can be a confusing experience; you're likely to have questions about the mortgage process.
At Strategic Points Group, we're committed to helping you understand it so you can rest easy and enjoy the satisfaction of owning a home.

Whether you need money to purchase your first home or second home, to build a new home, or to refinance your present home to lower your rate or payment or provide cash for any reason, we have "the solution".

Introducing the Pick-a-Payment ^SM mortgage!
Strategic Points Group is proud to offer you a unique mortgage progam that gives you the flexibility to make payments from 4 different monthly options and gives you the power to get cash out of your home without needing to take an equity loan.

Benefits:

Choose from 4 different payment options
A 1.50% minimum payment
Cash flow savings
Payoff your loan in 23-26 years

To get more information and to see how this revolutionary mortgage program can help you build wealth, click here for more details or if you would like to e-mail your questions to one of our mortgage professionals, just contact us.

Mortgage Programs:

Pick-A-Payment ^SM mortgage
First Time Buyer
Imperfect Credit
Non-Verification
Construction/Rehab
No Points/No Closing Costs
Investment Property
Home Equity
Home Equity Line of Credit
Stated Income Programs

About Mortgages

Begin by checking out current interest rates and rate movements when shopping for a mortgage. Mortgage rates generally rise and fall along with Wall Street securities and generally reflect the overall direction of interest rates. By keeping an eye on mortgage market trends and key economic indicators, a borrower has a better chance of obtaining interest rate savings.

What is APR?
A tool used to compare loans across different lenders is the Annual Percentage Rate (APR). The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate. It is designed to represent the true cost of the loan to the borrower, expressed in the form of a yearly rate. The purpose is to prevent lenders from hiding fees and upfront costs behind low advertised interest rates.

Meeting with a Lender
You may prefer to meet with the mortgage company before house hunting to determine in advance how much you can afford and the mortgage amount for which you can qualify. This step is called pre-qualification and can save you time and trouble by making certain you are looking in the correct price range.

Lock in Your Rate
A lock in, also called a rate lock or rate commitment, is a lender's promise to hold a certain interest rate and a certain number of points for you, usually for a specified period of time, while your loan application is processed. Depending upon the lender, you may be able to lock in the interest rate and number of points that you will be charged when you file your application, during processing of the loan, when the loan is approved, or later.


			New Mortgage

			Refinance

			Home Equity

			Debt Consolidation

			Construction

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